Credit Risk & Analytics Salary Guide: East Coast
East Coast compensation for credit risk, decision science, model risk and portfolio analytics professionals is shaped by the depth of the financial services market across New York, Boston, Washington DC, Philadelphia, Charlotte, Miami, Wilmington and Jacksonville. Salaries are influenced by institution type, regulatory complexity, balance sheet exposure, credit product mix and the level of quantitative or portfolio ownership attached to the role.
New York remains the regional benchmark for senior compensation, while established banking and credit centres such as Charlotte and Wilmington continue to offer competitive packages for experienced risk and analytics professionals. These ranges should be treated as market benchmarks, with final offers shaped by firm size, product complexity, leadership accountability, bonus structure and candidate specialism.
| Role / Title | Level | New York, NY | Boston, MA | Washington, DC | Philadelphia, PA | Charlotte, NC | Miami, FL | Wilmington, DE | Jacksonville, FL |
|---|---|---|---|---|---|---|---|---|---|
| C-Suite | |||||||||
| Chief Risk Officer (CRO) | C-Suite | $295k–$515k+ | $260k–$450k+ | $255k–$435k+ | $225k–$390k+ | $210k–$360k+ | $230k–$400k+ | $200k–$350k+ | $200k–$345k |
| Chief Credit Officer (CCO) | C-Suite | $285k–$460k+ | $250k–$400k+ | $240k–$390k+ | $215k–$350k+ | $200k–$325k | $220k–$355k+ | $195k–$315k | $190k–$310k |
| VP / Director | |||||||||
| VP of Credit Risk | VP / Director | $215k–$310k | $190k–$270k | $185k–$265k | $165k–$235k | $150k–$220k | $170k–$240k | $145k–$210k | $145k–$210k |
| VP of Decision Science | VP / Director | $230k–$325k | $200k–$285k | $195k–$275k | $175k–$245k | $160k–$230k | $180k–$250k | $155k–$220k | $155k–$220k |
| VP of Pricing & Portfolio Strategy | VP / Director | $210k–$295k | $185k–$260k | $180k–$255k | $160k–$225k | $145k–$210k | $165k–$230k | $145k–$200k | $140k–$200k |
| Director of Credit Risk | VP / Director | $200k–$285k | $175k–$250k | $170k–$240k | $155k–$215k | $140k–$200k | $160k–$220k | $140k–$195k | $135k–$190k |
| Director of Quantitative Risk | VP / Director | $215k–$305k | $190k–$265k | $185k–$260k | $165k–$230k | $150k–$215k | $170k–$235k | $145k–$205k | $145k–$205k |
| Director of Credit Strategy | VP / Director | $195k–$275k | $170k–$240k | $165k–$235k | $150k–$210k | $140k–$195k | $150k–$215k | $135k–$190k | $130k–$185k |
| Head of Function | |||||||||
| Head of Credit Risk | Head of Function | $215k–$310k | $190k–$270k | $185k–$265k | $165k–$235k | $150k–$220k | $170k–$240k | $145k–$210k | $145k–$210k |
| Head of Decision Science | Head of Function | $230k–$330k | $200k–$290k | $195k–$280k | $175k–$250k | $160k–$235k | $180k–$255k | $155k–$225k | $155k–$225k |
| Head of Model Risk / MRO | Head of Function | $225k–$325k | $195k–$285k | $190k–$275k | $170k–$245k | $155k–$230k | $175k–$250k | $150k–$220k | $150k–$220k |
| Head of Risk Analytics | Head of Function | $210k–$290k | $185k–$255k | $180k–$245k | $160k–$220k | $145k–$205k | $165k–$225k | $145k–$200k | $140k–$195k |
| Senior Specialist | |||||||||
| Senior Credit Risk Manager | Senior Specialist | $160k–$225k | $140k–$195k | $140k–$190k | $125k–$170k | $115k–$155k | $125k–$175k | $110k–$150k | $110k–$150k |
| Senior Decision Scientist / Lead | Senior Specialist | $175k–$235k | $155k–$205k | $150k–$200k | $135k–$180k | $125k–$165k | $135k–$185k | $120k–$160k | $120k–$160k |
| Senior Portfolio Analytics Manager | Senior Specialist | $170k–$225k | $150k–$195k | $145k–$190k | $130k–$170k | $120k–$155k | $130k–$175k | $115k–$150k | $115k–$150k |
New York sets the regional ceiling
New York remains the highest-paying East Coast market, driven by global banks, private credit funds, fintechs and complex risk functions.
Charlotte and Wilmington remain strong hubs
Established banking centres continue to offer competitive compensation for credit risk, model risk and portfolio analytics specialists.
Broadgate benchmarks regional hiring
Broadgate supports salary benchmarking, competitor analysis and market intelligence across East Coast risk and analytics hiring markets.
Credit Risk & Analytics Salary Guide: West Coast
West Coast compensation for credit risk and analytics professionals is shaped by a distinct mix of technology-led financial services, digital lenders, fintech platforms, banks and data-driven credit businesses. San Francisco continues to command the highest regional benchmarks, while Los Angeles and Seattle remain highly competitive for senior risk, decision science and quantitative analytics talent.
At senior level, salary ranges are influenced by institution type, model complexity, portfolio scale, regulatory exposure, data science capability and ownership of credit strategy. Candidates who combine credit risk expertise with advanced analytics, pricing, decision science or model governance experience continue to attract the strongest packages.
| Role / Title | Level | San Francisco, CA Base Low |
San Francisco, CA Base High |
Los Angeles, CA Base Low |
Los Angeles, CA Base High |
Seattle, WA Base Low |
Seattle, WA Base High |
|---|---|---|---|---|---|---|---|
| C-Suite | |||||||
| Chief Risk Officer (CRO) | C-Suite | $280k | $485k+ | $240k | $420k+ | $245k | $425k+ |
| Chief Credit Officer (CCO) | C-Suite | $270k | $435k+ | $230k | $375k+ | $235k | $380k+ |
| VP / Director | |||||||
| VP of Credit Risk | VP / Director | $205k | $295k | $175k | $255k | $180k | $260k |
| VP of Decision Science | VP / Director | $220k | $305k | $185k | $265k | $190k | $270k |
| VP of Pricing & Portfolio Strategy | VP / Director | $200k | $280k | $170k | $240k | $175k | $245k |
| Director of Credit Risk | VP / Director | $190k | $270k | $165k | $230k | $170k | $235k |
| Director of Quantitative Risk | VP / Director | $205k | $290k | $175k | $250k | $180k | $250k |
| Director of Credit Strategy | VP / Director | $185k | $260k | $160k | $225k | $160k | $230k |
| Head of Function | |||||||
| Head of Credit Risk | Head of Function | $205k | $295k | $175k | $255k | $180k | $260k |
| Head of Decision Science | Head of Function | $220k | $315k | $185k | $270k | $190k | $275k |
| Head of Model Risk / MRO | Head of Function | $210k | $305k | $180k | $265k | $185k | $270k |
| Head of Risk Analytics | Head of Function | $200k | $275k | $170k | $235k | $175k | $240k |
| Senior Specialist | |||||||
| Senior Credit Risk Manager | Senior Specialist | $155k | $210k | $130k | $180k | $135k | $185k |
| Senior Decision Scientist / Lead | Senior Specialist | $165k | $225k | $145k | $195k | $145k | $195k |
| Senior Portfolio Analytics Manager | Senior Specialist | $160k | $210k | $140k | $180k | $140k | $185k |
San Francisco sets the West Coast ceiling
San Francisco continues to command the highest West Coast salary benchmarks, driven by fintech concentration, private credit growth, technology-led lenders and competition for quantitative risk and decision science talent.
Analytics capability is a clear differentiator
Professionals with credit strategy, model risk, pricing, portfolio analytics and decision science expertise remain in particularly high demand across West Coast financial services and fintech employers.
Broadgate benchmarks regional hiring
Broadgate supports credit risk and analytics salary benchmarking, competitor analysis and market mapping across West Coast banks, fintechs, lenders, insurers and financial institutions.
Credit Risk & Analytics Salary Guide: Midwest
The Midwest remains a highly active market for credit risk, decision science, model risk and portfolio analytics talent, supported by major banking, insurance, payments and financial services employers across Chicago, Minneapolis, Kansas City and Pittsburgh.
Compensation across the region is shaped by institution type, regulatory complexity, portfolio scale, analytics maturity and leadership responsibility. While New York and West Coast markets often set the national ceiling, Midwest hiring remains competitive for senior credit risk and quantitative risk specialists.
| Role / Title | Level | Chicago, IL | Minneapolis, MN | Kansas City, MO | Pittsburgh, PA |
|---|---|---|---|---|---|
| C-Suite | |||||
| Chief Risk Officer (CRO) | C-Suite | $240k–$410k+ | $210k–$365k+ | $195k–$340k | $200k–$345k |
| Chief Credit Officer (CCO) | C-Suite | $225k–$365k+ | $200k–$325k | $185k–$305k | $190k–$310k |
| VP / Director | |||||
| VP of Credit Risk | VP / Director | $175k–$250k | $155k–$220k | $140k–$205k | $145k–$210k |
| VP of Decision Science | VP / Director | $185k–$260k | $165k–$230k | $150k–$215k | $155k–$220k |
| VP of Pricing & Portfolio Strategy | VP / Director | $165k–$240k | $150k–$210k | $140k–$195k | $140k–$200k |
| Director of Credit Risk | VP / Director | $160k–$225k | $145k–$200k | $135k–$185k | $135k–$190k |
| Director of Quantitative Risk | VP / Director | $175k–$245k | $155k–$215k | $140k–$200k | $145k–$205k |
| Director of Credit Strategy | VP / Director | $155k–$220k | $140k–$195k | $130k–$180k | $130k–$185k |
| Head of Function | |||||
| Head of Credit Risk | Head of Function | $175k–$250k | $155k–$220k | $140k–$205k | $145k–$210k |
| Head of Decision Science | Head of Function | $185k–$265k | $165k–$235k | $150k–$220k | $155k–$225k |
| Head of Model Risk / MRO | Head of Function | $180k–$260k | $160k–$230k | $145k–$215k | $150k–$220k |
| Head of Risk Analytics | Head of Function | $165k–$230k | $150k–$205k | $140k–$190k | $140k–$195k |
| Senior Specialist | |||||
| Senior Credit Risk Manager | Senior Specialist | $130k–$180k | $115k–$160k | $105k–$145k | $110k–$150k |
| Senior Decision Scientist / Lead | Senior Specialist | $140k–$190k | $125k–$170k | $115k–$155k | $120k–$160k |
| Senior Portfolio Analytics Manager | Senior Specialist | $135k–$180k | $120k–$160k | $110k–$145k | $115k–$150k |
Chicago anchors Midwest compensation
Chicago remains the region’s strongest market for senior credit risk and analytics compensation, supported by banking, trading, insurance and fintech hiring.
Regional hubs offer strong value
Minneapolis, Kansas City and Pittsburgh provide competitive senior hiring markets with lower overall salary pressure than coastal financial centres.
Broadgate benchmarks regional hiring
Broadgate supports salary benchmarking, competitor intelligence and market mapping for credit risk, model risk and analytics hiring across the Midwest.
Credit Risk & Analytics Salary Guide: South Central
South Central compensation for credit risk, decision science, model risk and portfolio analytics professionals is shaped by the concentration of financial services, energy finance, commercial banking, fintech and technology-led lending activity across Dallas, Houston and Austin.
Dallas continues to offer a strong mix of banking, payments and corporate risk hiring, Houston remains influenced by energy, commodities and commercial finance, while Austin attracts technology, fintech and analytics-led credit functions. These ranges should be used as market benchmarks, with final offers shaped by institution type, product complexity, leadership accountability, bonus structure and specialist technical expertise.
| Role / Title | Level | Dallas, TX | Houston, TX | Austin, TX |
|---|---|---|---|---|
| C-Suite | ||||
| Chief Risk Officer (CRO) | C-Suite | $215k–$370k+ | $205k–$355k+ | $215k–$370k+ |
| Chief Credit Officer (CCO) | C-Suite | $205k–$330k | $195k–$320k | $205k–$335k |
| VP / Director | ||||
| VP of Credit Risk | VP / Director | $155k–$225k | $150k–$215k | $155k–$225k |
| VP of Decision Science | VP / Director | $165k–$235k | $160k–$225k | $165k–$235k |
| VP of Pricing & Portfolio Strategy | VP / Director | $150k–$215k | $145k–$205k | $150k–$215k |
| Director of Credit Risk | VP / Director | $145k–$205k | $140k–$195k | $145k–$205k |
| Director of Quantitative Risk | VP / Director | $155k–$220k | $150k–$210k | $155k–$220k |
| Director of Credit Strategy | VP / Director | $140k–$200k | $135k–$195k | $140k–$200k |
| Head of Function | ||||
| Head of Credit Risk | Head of Function | $155k–$225k | $150k–$215k | $155k–$225k |
| Head of Decision Science | Head of Function | $165k–$240k | $160k–$230k | $165k–$240k |
| Head of Model Risk / MRO | Head of Function | $160k–$235k | $155k–$225k | $160k–$235k |
| Head of Risk Analytics | Head of Function | $150k–$210k | $145k–$200k | $150k–$210k |
| Senior Specialist | ||||
| Senior Credit Risk Manager | Senior Specialist | $115k–$160k | $115k–$155k | $120k–$160k |
| Senior Decision Scientist / Lead | Senior Specialist | $125k–$170k | $120k–$165k | $125k–$170k |
| Senior Portfolio Analytics Manager | Senior Specialist | $120k–$160k | $120k–$155k | $120k–$160k |
Dallas anchors regional risk hiring
Dallas remains one of the strongest South Central markets for credit risk, portfolio analytics and decision science hiring, supported by banking, payments, fintech and corporate finance employers.
Houston and Austin create specialist demand
Houston’s finance market is shaped by energy, commodities and commercial lending exposure, while Austin continues to attract analytics-led fintech and technology-driven credit functions.
Broadgate benchmarks regional hiring
Broadgate supports banks, fintechs, insurers and financial institutions with salary benchmarking, competitor analysis and market intelligence across South Central credit risk and analytics hiring.
Credit Risk & Analytics Salary Guide: Southwest
The Southwest market continues to attract credit risk, decision science and risk analytics talent as financial institutions, fintechs and consumer lending platforms expand across high-growth cities including Denver, Austin, Salt Lake City and Phoenix.
Salary benchmarks vary by institution type, product complexity, analytics maturity and leadership accountability. Senior compensation is strongest where candidates combine credit risk expertise with quantitative modelling, portfolio strategy, regulatory awareness and commercial decision-making experience.
| Role / Title | Level | Denver, CO | Austin, TX | Salt Lake City, UT | Phoenix, AZ | ||||
|---|---|---|---|---|---|---|---|---|---|
| Base Low | Base High | Base Low | Base High | Base Low | Base High | Base Low | Base High | ||
| C-Suite | |||||||||
| Chief Risk Officer (CRO) | C-Suite | $230k | $395k+ | $215k | $370k+ | $200k | $340k | $205k | $355k+ |
| Chief Credit Officer (CCO) | C-Suite | $220k | $355k+ | $205k | $335k | $190k | $305k | $195k | $320k |
| VP / Director | |||||||||
| VP of Credit Risk | VP / Director | $165k | $240k | $155k | $225k | $145k | $205k | $150k | $215k |
| VP of Decision Science | VP / Director | $175k | $250k | $165k | $235k | $155k | $215k | $160k | $225k |
| VP of Pricing & Portfolio Strategy | VP / Director | $160k | $230k | $150k | $215k | $140k | $200k | $145k | $205k |
| Director of Credit Risk | VP / Director | $155k | $220k | $145k | $205k | $135k | $190k | $140k | $195k |
| Director of Quantitative Risk | VP / Director | $165k | $235k | $155k | $220k | $145k | $200k | $150k | $210k |
| Director of Credit Strategy | VP / Director | $150k | $215k | $140k | $200k | $130k | $185k | $135k | $195k |
| Head of Function | |||||||||
| Head of Credit Risk | Head of Function | $165k | $240k | $155k | $225k | $145k | $205k | $150k | $215k |
| Head of Decision Science | Head of Function | $175k | $255k | $165k | $240k | $155k | $220k | $160k | $230k |
| Head of Model Risk / MRO | Head of Function | $170k | $250k | $160k | $235k | $150k | $215k | $155k | $225k |
| Head of Risk Analytics | Head of Function | $160k | $225k | $150k | $210k | $140k | $195k | $145k | $200k |
| Senior Specialist | |||||||||
| Senior Credit Risk Manager | Senior Specialist | $125k | $170k | $120k | $160k | $110k | $150k | $115k | $155k |
| Senior Decision Scientist / Lead | Senior Specialist | $135k | $180k | $125k | $170k | $115k | $160k | $120k | $165k |
| Senior Portfolio Analytics Manager | Senior Specialist | $130k | $170k | $120k | $160k | $110k | $150k | $120k | $155k |
Austin and Denver remain growth markets
Demand is strongest where financial services firms are building analytics, decisioning and portfolio strategy capability outside traditional coastal hubs.
Decision science commands premiums
Roles combining credit risk, quantitative modelling, pricing and portfolio analytics typically sit at the upper end of regional compensation ranges.
Broadgate benchmarks regional hiring
Broadgate supports salary benchmarking, competitor analysis and market mapping for Credit Risk, Model Risk and Decision Science appointments across the Southwest.
