HEY
BOSTON

Step into a high-impact role where analytics meets scale. You’ll lead strategic pricing initiatives on a $4B originations platform, transforming complexity into clarity and enabling data-driven decisions that shape the future of our business. This isn’t a role with rigid boundaries—it’s an opportunity to innovate, influence, and deliver measurable impact. Your Impact:Lead pricing teams: Drive strategy and execution across all of the pricing functions.Turn Data into Decisions: Harness advanced analytics to identify patterns, forecast trends, and guide bold business moves.Collaborate Across Functions: Partner with Data Science, Fraud, and other strategy teams to ensure pricing strategies align with organizational goals and guide business transformation.Lead with Insight: Influence senior leadership with actionable recommendations that balance risk, reward, and market dynamics.Develop and Inspire Talent: Oversee a team of leaders and analysts, fostering a culture of curiosity, collaboration, and continuous learning.Own the Outcome: From ideation to execution, your work will directly impact growth and performance. What You Bring: 15 years of experience, shaping vision, delivering results, and navigating a variety of credit cycles.Strong leadership and communication skills, with a track record of influencing enterprise-wide decisions.

Senior Credit Risk Manager / DirectorLocation: New YorkLanguage: English required; additional language proficiency a plusWhy this role exists and what success looks likePortfolio resilience:Within one month of starting, define and model a path to a portfolio capable of absorbing a 100% increase in losses without gross margin falling below a defined threshold.Early momentum:Identify and launch at least one experiment within three months that improves approval strategy, credit limits, pricing, or loan duration. Within four months, at least one live experiment should demonstrate a 1 percentage-point increase in gross profit within the treatment group.Sustained gross profit generation:Within the first year, generate $1M in cumulative incremental gross profit attributable to implemented credit policy changes and experiments. Within two years, reach $5M in cumulative incremental gross profit.Experience & Scope NotesThere is no strict years-of-experience requirement. However, to operate effectively at this level and within the expected compensation range, successful candidates typically bring approximately 6–12 years of relevant experience.This is a senior individual contributor role. Impact is expected to be driven primarily through analysis, experimentation, code, and automation rather than people management. Leadership opportunities may emerge over time where outcomes are best achieved through team expansion. In a fast-growing environment, personal effectiveness—not resource availability—will be the primary limiter of impact.Relevant background:At least one year of experience in either non-prime consumer lending or consumer lending within emerging markets. Experience across both is a strong advantage.Analytical independence:Demonstrated ability to produce technically correct analysis without requiring validation from others. Advanced SQL proficiency is required.Autonomy and ownership:Once familiar with the product and customer base, you proactively identify opportunities for improvement and independently drive initiatives to completion.Comfort with challenge:Ability to receive and engage constructively with critical feedback from leaders and stakeholders, including having assumptions and conclusions questioned.Influence and persuasion:Capacity to gain alignment and drive adoption of decisions that may be unpopular but are critical to financial health and risk management.Risk mindset:Naturally vigilant about downside risk and profit erosion; inclined to dig beyond surface-level explanations and continuously question potential failure modes.Communication and executive presence:Clear, confident communicator capable of managing expectations and presenting credibly to senior stakeholders. Communication should be structured, concise, and easy to follow.

Step into a highly strategic executive role where analytics, pricing, and enterprise leadership intersect. As Vice President of Pricing, you will set the vision and lead mission-critical pricing strategy for a $4B originations platform. You’ll operate at the highest levels of the organization—shaping long-term direction, driving cross-functional alignment, and delivering measurable results that influence the future of the business.This is not a role with fixed boundaries. It’s an opportunity to own a major part of the company’s strategy, innovate at scale, and guide a high-performing team through complex and evolving market dynamics.Your Impact:Define and Own Pricing Strategy: Set the enterprise pricing vision and lead strategy across all pricing functions, ensuring long-term competitiveness and profitability.Drive Executive-Level Decisioning: Leverage advanced analytics and structured frameworks to surface insights, forecast trends, and guide critical decisions across the business.Enterprise Collaboration: Partner closely with Data Science, Risk, Fraud, Product, and Finance leadership to create holistic, forward-looking pricing strategies that support organizational growth and transformation.Influence at the Highest Levels: Present regularly to senior executives and board-level stakeholders with clear, actionable recommendations that balance risk, reward, and operational feasibility.Build & Develop Leaders: Lead and mentor a team of senior managers, pricing leaders, and analysts—driving a culture of excellence, innovation, and continuous learning.Accountability for Outcomes: Own pricing strategy from concept to execution, ensuring measurable impact on growth, credit performance, customer experience, and portfolio profitability.What You Bring:15 years of progressive leadership experience in pricing, credit, analytics, or related functions, including significant time operating at senior or enterprise-wide decision-making levels.Proven executive leadership ability, with a track record of building high-performing teams, influencing cross-functional stakeholders, and driving large-scale initiatives.Expertise navigating multiple credit cycles, assessing risk, and adjusting strategy in dynamic market environments.Exceptional communication and strategic thinking skills, with the ability to simplify complexity, create alignment, and lead organizational decision-making.

OverviewThe Senior Director, Business Analytics is responsible for leading and optimizing one or more lines of business through data-driven strategies that enhance profitability, credit performance, and growth. This individual will set strategic goals, drive execution, and collaborate across departments to ensure alignment on key initiatives and business outcomes.Key ResponsibilitiesDefine and execute the strategic vision for a line of business, focusing on growth, credit performance, and profitability.Lead high-quality, autonomous analysis that directly informs business decisions and performance improvements.Develop and maintain efficient, automated processes that minimize operational risk and improve consistency.Drive growth through stable, cost-effective acquisition and application channels.Own and monitor credit performance across channels, ensuring data-driven decisioning and oversight.Build and manage relationships with internal and external partners, vendors, and key stakeholders.Partner with internal teams to establish operational frameworks and infrastructure supporting business initiatives.Create and maintain credit and decisioning models and frameworks tailored to the line of business.Oversee data infrastructure and reporting capabilities to ensure accurate monitoring and insight generation.Develop communication processes to share business performance insights with leadership and stakeholders.Lead planning and resource allocation for technical implementations that enhance program performance.Manage, mentor, and develop a team of analysts to support business objectives.Execute special projects and initiatives as required by business priorities or leadership direction.Qualifications & ExperienceBachelor’s degree required; advanced degree preferred.8 years of hands-on experience in credit risk, loan pricing, or process design within a consumer finance or related analytics-driven environment.Proven ability to manage external partnerships and stakeholders throughout project lifecycles.Expertise in analytical techniques used to produce forecasts, insights, dashboards, and business reporting.Strong background in initiative shaping, project management, and execution oversight.Demonstrated ability to lead strategically while remaining comfortable with hands-on, independent work.Experience building analytical or operational frameworks in complex or evolving environments.Technical proficiency in data analytics, credit analytics, or quantitative modeling.Excellent communication, organizational, and stakeholder management skills.Ability to manage confidential information, prioritize effectively, and operate in a fast-paced, dynamic setting.Proven experience leading and mentoring analytical teams, including coaching, training, and performance management.Skilled at influencing, resolving conflict, and driving collaboration across diverse teams.Proficiency with Microsoft Office and other analytical or business software; quick learner of new systems and tools.Demonstrated commitment to operational excellence, innovation, and organizational values.

The Enterprise Risk Management (ERM) Analyst reports directly to the Head of Enterprise Risk and is responsible for providing independent oversight and constructive challenge regarding risks across the organization. This role supports the implementation of the operational risk framework, including activities such as risk and control assessments, control testing, exposure monitoring, issue and action management, key risk indicators, scenario analysis, and business continuity planning. The Analyst also identifies organization-wide risk issues, monitors risk profiles to ensure alignment with the established risk appetite, facilitates escalation processes, supports accurate governance reporting, and assists business units in identifying and reporting incidents promptly.Essential Duties & Responsibilities• Risk Assessment:Conduct analyses of the organization’s credit, liquidity, interest rate, and capital risk exposures, utilizing stress testing and scenario analysis for thorough evaluation.• Risk Mitigation:Implement mitigation strategies and action plans to reduce the impact of identified risks across key risk categories.• Policy Development:Develop and maintain risk management policies and procedures aligned with regulatory expectations and industry best practices.• Monitoring & Reporting:Track risk exposures and prepare regular reporting for senior leadership. Contribute to the development of key performance and key risk indicators.• Toolset Administration:Administer governance, risk, and compliance (GRC) systems to support activities such as issue/action management, risk assessments, and control testing.Skills, Education & Experience Requirements• High school diploma or GED required; bachelor’s degree preferred.• 3–7 years of experience in risk management within financial services, with specialization in one or more areas: credit, liquidity, market, or enterprise risk.• Strong understanding of risk management principles, regulatory frameworks, and industry best practices.• Advanced proficiency in risk management systems and tools, including Microsoft Excel, Word, PowerPoint, Power BI, and similar platforms.• Ability to produce and interpret complex Excel reports to monitor trends, variances, and exceptions.• Strong analytical, problem-solving, and decision-making skills.• Excellent written and verbal communication skills, with the ability to engage effectively across the organization.

VP – Compliance Business Partner, FIC Sales & Trading |📍 New York, NY (Hybrid) | 💼 Vice President Level | 🕒 Full-Time | 📅 Start: August/September 2025A global financial institution is looking to hire a Compliance Business Partner to support its Fixed Income & Currencies (FIC) Sales & Trading business, with a primary focus on credit products. This is a high-impact VP-level role working directly with front-office trading and sales teams, offering a rare opportunity to influence the compliance culture and risk framework of a major markets division.What You'll Be DoingAct as the first point of contact for compliance advisory within credit trading and sales.Monitor regulatory developments and help the business adapt policies, controls, and processes in line with market regulations (SEC, FINRA, CFTC, MSRB).Participate in and lead internal risk assessments, surveillance reviews, and compliance testing efforts.Collaborate with stakeholders on control design, policy implementation, and supervisory oversight.Support internal investigations, regulatory inquiries, and audits.Deliver targeted training and guidance to ensure adherence to firm-wide and regulatory standards.Partner with business leaders to proactively identify, assess, and mitigate compliance risks.What You Bring7+ years of compliance, legal, or regulatory advisory experience within capital markets.Strong understanding of fixed income products, particularly credit instruments.Knowledge of broker-dealer regulations and U.S. financial market requirements (SEC, FINRA, CFTC, etc.).Confident communicator with the ability to engage front-office professionals and senior leadership.Bachelor’s degree required; JD or MBA is a plus.What’s On OfferCompetitive compensation: $130,000 – $200,000 base + performance-based incentives.Hybrid working environment – New York-based role with flexibility.Comprehensive benefits including healthcare, retirement plans, wellness initiatives, and paid time off.The opportunity to make a real impact in a high-visibility role on a dynamic trading floor.

Principal Duties and Responsibilities Strategic LeadershipDevelop and implement a comprehensive credit risk management strategy that supports the company’s growth objectives.Monitor industry trends, competitive practices, and regulatory changes to guide strategic decision-making.Collaborate with the executive team to embed credit risk considerations into overall business strategy.Portfolio Performance ManagementDesign and oversee portfolio reports, dashboards, and KPIs to measure portfolio profitability and risk performance.Build and maintain strong cross-functional relationships with Marketing, IT, Legal/Compliance, and other teams to align risk management initiatives with business objectives.Partner with internal risk teams to optimize the efficiency and effectiveness of end-to-end risk programs.Evaluate risk and profitability of new products and marketing channels, recommending and executing strategies to enhance performance.Collaborate with Product and Marketing teams to establish targets for key financial levers, including first-pay defaults, funding rates, acquisition costs, and overall profitability.Innovation and Technology IntegrationLead the adoption of innovative technologies, including AI and advanced data analytics, to strengthen risk assessment processes.Identify opportunities to enhance customer experience and operational efficiency through technology-driven solutions.Team Leadership and DevelopmentLead, mentor, and inspire a high-performing risk management team, fostering a culture of accountability, collaboration, and innovation.Promote professional growth by ensuring access to training and development resources for team members.Regulatory Compliance and GovernanceEnsure all credit risk practices comply with applicable laws, regulations, and industry standards.Work closely with Legal and Compliance teams to develop policies and procedures aligned with best practices and regulatory requirements.Stakeholder EngagementCultivate strong relationships with internal and external stakeholders, including executives, product teams, and regulatory authorities.Communicate credit risk strategies, insights, and recommendations to the board and senior leadership clearly and persuasively.Experience and EducationMaster’s degree in Finance, Business Administration, Economics, or a related field; PhD preferred.Minimum of 10 years of experience in credit risk management, preferably in financial services or online lending.Proven track record of strategic leadership and delivering high-impact initiatives.Deep expertise in credit risk modeling, including machine learning and advanced analytics techniques.Comprehensive knowledge of regulatory requirements and best practices in credit risk management.

Executive Vice President, Head of Risk As EVP, Head of Risk, you will be the architect of the enterprise risk strategy—owning credit risk, model governance, compliance oversight, and the integration of data science with business strategy. You’ll lead a dynamic team of credit analysts and quantitative specialists while partnering closely with executive leadership to shape everything from pricing models to securitization strategies. Your mission: safeguard the business, unlock opportunity, and future-proof the company’s risk posture as it scales. This is an on-site position. Key Responsibilities Risk Strategy & ExecutionLead credit risk, decision science, and compliance strategy across the full consumer loan lifecycle.Drive portfolio performance and pricing optimization through advanced analytics, robust modeling, and data-backed insights.Partner with finance and capital markets on structured finance, securitizations, and warehouse lending.Team LeadershipOversee and expand a team of 8–15 professionals across Credit Risk and Quantitative Risk.Foster a high-performance culture grounded in accountability, innovation, and collaboration.Serve as a key member of the executive leadership team, reporting directly to senior management.Technology & InnovationImplement AI and machine learning models to enhance underwriting, fraud detection, and servicing.Champion automation, dashboarding, and predictive analytics to modernize the risk function.Govern model development and validation with rigor aligned to regulatory and investor expectations.Governance & Stakeholder EngagementDesign and enforce the organization’s Three Lines of Defense framework.Lead internal risk committees and represent the risk function to external stakeholders (investors, auditors, regulators).Translate complex analytics into actionable executive-level insights and recommendations.Qualifications10+ years in credit risk, structured finance, or quantitative analytics, ideally within consumer lending or auto finance.Proven experience in subprime or near-prime markets, credit modeling, and risk-based pricing.Executive-level communication skills with the ability to bridge technical and strategic discussions.Strong technical background with familiarity in machine learning, predictive modeling, and risk technology platforms.Preferred credentials: FRM, CFA, CPA, or advanced degree in Finance, Economics, Statistics, or Data Science.