HEY
BOSTON

Broadgate are excited to be partnered with a Fintech Consumer Lender to assist in the finding of a Fraud Senior Manager / DirectorKey Outcomes & ResponsibilitiesIndependent fraud threat assessmentWithin the first few weeks, deliver a comprehensive, independent fraud risk assessment.Identify the most critical vulnerabilities, emerging threat vectors, and areas of elevated risk.Propose a clear, prioritized mitigation roadmap based on findings.Acquisition fraud reductionDesign and launch controlled experiments to reduce early-stage fraud (e.g., first-payment default) with minimal impact to approval rates and growth.Cap unmitigated fraud riskImplement controls that materially reduce the risk of large-scale, unmitigated acquisition or transactional fraud attacks.This is the most critical outcome of the role and requires a proactive, prevention-first mindset.Professionalize fraud operationsBuild repeatable intelligence and decision-making from manual fraud reviews.Establish feedback loops leveraging a combination of human judgment, automation, and AI-driven tools.Role Scope & SeniorityNo strict years-of-experience requirement; however, candidates are typically expected to have ~6–12 years of relevant experience to meet the scope and compensation expectations.This is a senior individual contributor role. Impact is expected to be scaled primarily through analysis, tooling, code, and automation rather than people management.Opportunities to build and lead a team may emerge based on demonstrated outcomes and business needs.

Step into a high-impact role where analytics meets scale. You’ll lead strategic pricing initiatives on a $4B originations platform, transforming complexity into clarity and enabling data-driven decisions that shape the future of our business. This isn’t a role with rigid boundaries—it’s an opportunity to innovate, influence, and deliver measurable impact. Your Impact:Lead pricing teams: Drive strategy and execution across all of the pricing functions.Turn Data into Decisions: Harness advanced analytics to identify patterns, forecast trends, and guide bold business moves.Collaborate Across Functions: Partner with Data Science, Fraud, and other strategy teams to ensure pricing strategies align with organizational goals and guide business transformation.Lead with Insight: Influence senior leadership with actionable recommendations that balance risk, reward, and market dynamics.Develop and Inspire Talent: Oversee a team of leaders and analysts, fostering a culture of curiosity, collaboration, and continuous learning.Own the Outcome: From ideation to execution, your work will directly impact growth and performance. What You Bring: 15 years of experience, shaping vision, delivering results, and navigating a variety of credit cycles.Strong leadership and communication skills, with a track record of influencing enterprise-wide decisions.

Senior Credit Risk Manager / DirectorLocation: New YorkLanguage: English required; additional language proficiency a plusWhy this role exists and what success looks likePortfolio resilience:Within one month of starting, define and model a path to a portfolio capable of absorbing a 100% increase in losses without gross margin falling below a defined threshold.Early momentum:Identify and launch at least one experiment within three months that improves approval strategy, credit limits, pricing, or loan duration. Within four months, at least one live experiment should demonstrate a 1 percentage-point increase in gross profit within the treatment group.Sustained gross profit generation:Within the first year, generate $1M in cumulative incremental gross profit attributable to implemented credit policy changes and experiments. Within two years, reach $5M in cumulative incremental gross profit.Experience & Scope NotesThere is no strict years-of-experience requirement. However, to operate effectively at this level and within the expected compensation range, successful candidates typically bring approximately 6–12 years of relevant experience.This is a senior individual contributor role. Impact is expected to be driven primarily through analysis, experimentation, code, and automation rather than people management. Leadership opportunities may emerge over time where outcomes are best achieved through team expansion. In a fast-growing environment, personal effectiveness—not resource availability—will be the primary limiter of impact.Relevant background:At least one year of experience in either non-prime consumer lending or consumer lending within emerging markets. Experience across both is a strong advantage.Analytical independence:Demonstrated ability to produce technically correct analysis without requiring validation from others. Advanced SQL proficiency is required.Autonomy and ownership:Once familiar with the product and customer base, you proactively identify opportunities for improvement and independently drive initiatives to completion.Comfort with challenge:Ability to receive and engage constructively with critical feedback from leaders and stakeholders, including having assumptions and conclusions questioned.Influence and persuasion:Capacity to gain alignment and drive adoption of decisions that may be unpopular but are critical to financial health and risk management.Risk mindset:Naturally vigilant about downside risk and profit erosion; inclined to dig beyond surface-level explanations and continuously question potential failure modes.Communication and executive presence:Clear, confident communicator capable of managing expectations and presenting credibly to senior stakeholders. Communication should be structured, concise, and easy to follow.

Step into a highly strategic executive role where analytics, pricing, and enterprise leadership intersect. As Vice President of Pricing, you will set the vision and lead mission-critical pricing strategy for a $4B originations platform. You’ll operate at the highest levels of the organization—shaping long-term direction, driving cross-functional alignment, and delivering measurable results that influence the future of the business.This is not a role with fixed boundaries. It’s an opportunity to own a major part of the company’s strategy, innovate at scale, and guide a high-performing team through complex and evolving market dynamics.Your Impact:Define and Own Pricing Strategy: Set the enterprise pricing vision and lead strategy across all pricing functions, ensuring long-term competitiveness and profitability.Drive Executive-Level Decisioning: Leverage advanced analytics and structured frameworks to surface insights, forecast trends, and guide critical decisions across the business.Enterprise Collaboration: Partner closely with Data Science, Risk, Fraud, Product, and Finance leadership to create holistic, forward-looking pricing strategies that support organizational growth and transformation.Influence at the Highest Levels: Present regularly to senior executives and board-level stakeholders with clear, actionable recommendations that balance risk, reward, and operational feasibility.Build & Develop Leaders: Lead and mentor a team of senior managers, pricing leaders, and analysts—driving a culture of excellence, innovation, and continuous learning.Accountability for Outcomes: Own pricing strategy from concept to execution, ensuring measurable impact on growth, credit performance, customer experience, and portfolio profitability.What You Bring:15 years of progressive leadership experience in pricing, credit, analytics, or related functions, including significant time operating at senior or enterprise-wide decision-making levels.Proven executive leadership ability, with a track record of building high-performing teams, influencing cross-functional stakeholders, and driving large-scale initiatives.Expertise navigating multiple credit cycles, assessing risk, and adjusting strategy in dynamic market environments.Exceptional communication and strategic thinking skills, with the ability to simplify complexity, create alignment, and lead organizational decision-making.