Connor Nurse

Broadgate are excited to be partnered with a Fintech Consumer Lender to assist in the finding of a Fraud Senior Manager / Director   Key Outcomes & Responsibilities Independent fraud threat assessmentWithin the first few weeks, deliver a comprehensive, independent fraud risk assessment.Identify the most critical vulnerabilities, emerging threat vectors, and areas of elevated risk.Propose a clear, prioritized mitigation roadmap based on findings.Acquisition fraud reductionDesign and launch controlled experiments to reduce early-stage fraud (e.g., first-payment default) with minimal impact to approval rates and growth.Cap unmitigated fraud riskImplement controls that materially reduce the risk of large-scale, unmitigated acquisition or transactional fraud attacks.This is the most critical outcome of the role and requires a proactive, prevention-first mindset.Professionalize fraud operationsBuild repeatable intelligence and decision-making from manual fraud reviews.Establish feedback loops leveraging a combination of human judgment, automation, and AI-driven tools.Role Scope & SeniorityNo strict years-of-experience requirement; however, candidates are typically expected to have ~6–12 years of relevant experience to meet the scope and compensation expectations.This is a senior individual contributor role. Impact is expected to be scaled primarily through analysis, tooling, code, and automation rather than people management.Opportunities to build and lead a team may emerge based on demonstrated outcomes and business needs.

Comments   South State Bank – Blair Call Summary Roles: 2x Commercial Portfolio Manager II, Atlanta. C&I/middle-market focus — manufacturing, wholesale distribution, construction, owner-occupied RE, borrowing-base lines, equipment loans. Bilateral structure, bank as primary lender. Candidate profile: 5–10 yrs; portfolio management, credit underwriting, credit risk review, or analyst background. Non-bank acceptable. Second-line/risk org — deal structuring, UW, financial statement analysis, covenant management, credit memo writing. Typical tickets $2–3M; participations $10–20M; single-hold up to $30–40M. Comp: PM1/PM2/PM3 banding; sub-$100k–~$150k base; ~10% bonus (up to 15%), tied to portfolio + bank profitability. Process: CV direct to Blair ? Blair pre-screens ? phone screen ? full-day on-site (~3–4hrs, 3–5 interviewers: RM, PM team lead, CCO etc.) ? fast offer if consensus. Alternative: Workday application (Blair can pull from there too). Vendor/fees: Offer triggers vendor approval process — HR will request W-9 + tax info. Blair connects us. They prefer exclusivity on placed candidates; confirm specifics with HR. Actions:Send confirmation of assignment email to Blair (blair.upbond@southstatebank.com)CVs to Blair by Wednesday lunchtimeFollow-up call after submission to review feedbackIf candidate progresses to offer ? Blair introduces HR/vendor partnerWatch points: Register candidates in Workday if progressing. Lean into C&I UW, covenant testing, owner-occupied RE in submissions.

Senior Credit Risk Manager / Director Location: New York Language: English required; additional language proficiency a plus Role Mission Maximize gross profit and portfolio resilience through continuous testing and optimization of credit approval/decline rules, credit line assignment, pricing, and loan duration strategies. Role Outcomes Why this role exists and what success looks like Portfolio resilience: Within one month of starting, define and model a path to a portfolio capable of absorbing a 100% increase in losses without gross margin falling below a defined threshold. Consistent acquisition cohorts: By the end of month three, ensure no stable customer segments exhibit a ?15% relative variance between expected and actual credit losses at acquisition, achieved through timely short-term policy or rule adjustments. Early momentum: Identify and launch at least one experiment within three months that improves approval strategy, credit limits, pricing, or loan duration. Within four months, at least one live experiment should demonstrate a 1 percentage-point increase in gross profit within the treatment group. Sustained gross profit generation: Within the first year, generate $1M in cumulative incremental gross profit attributable to implemented credit policy changes and experiments. Within two years, reach $5M in cumulative incremental gross profit. Experience & Scope Notes There is no strict years-of-experience requirement. However, to operate effectively at this level and within the expected compensation range, successful candidates typically bring approximately 6–12 years of relevant experience. This is a senior individual contributor role. Impact is expected to be driven primarily through analysis, experimentation, code, and automation rather than people management. Leadership opportunities may emerge over time where outcomes are best achieved through team expansion. In a fast-growing environment, personal effectiveness—not resource availability—will be the primary limiter of impact. Role-Specific Competencies Relevant background: At least one year of experience in either non-prime consumer lending or consumer lending within emerging markets. Experience across both is a strong advantage. Analytical independence: Demonstrated ability to produce technically correct analysis without requiring validation from others. Advanced SQL proficiency is required. Autonomy and ownership: Once familiar with the product and customer base, you proactively identify opportunities for improvement and independently drive initiatives to completion. Comfort with challenge: Ability to receive and engage constructively with critical feedback from leaders and stakeholders, including having assumptions and conclusions questioned. Influence and persuasion: Capacity to gain alignment and drive adoption of decisions that may be unpopular but are critical to financial health and risk management. Risk mindset: Naturally vigilant about downside risk and profit erosion; inclined to dig beyond surface-level explanations and continuously question potential failure modes. Communication and executive presence: Clear, confident communicator capable of managing expectations and presenting credibly to senior stakeholders. Communication should be structured, concise, and easy to follow.