Senior Risk Manager – Product & Pricing (Insurance)
Salary: £80,000-£100,000
Contract: Full-time, Permanent

Are you a proactive risk professional with deep knowledge of insurance product and pricing practices? We're looking for a Senior Risk Manager to lead and shape first-line risk management within a dynamic commercial insurance environment.
In this high-impact role, you’ll provide expert risk oversight and guidance on product strategy, development, pricing, and governance. You’ll lead a small team and collaborate with stakeholders across the business to ensure a mature and effective risk culture – ultimately supporting the delivery of fair customer outcomes.

What you’ll be doing:
  • Lead the implementation of enterprise risk frameworks within product, pricing, and underwriting teams.
  • Oversee and continuously improve risk and control processes, ensuring alignment with regulatory and internal requirements.
  • Act as a trusted advisor on risk matters across product and pricing strategy, development and change initiatives.
  • Deliver high-quality risk reporting and insights to senior leaders.
  • Drive a strong customer-centric approach to risk, with focus on ethical pricing and fair value delivery.
  • Manage and develop a small team of risk professionals, fostering a culture of continuous improvement.
  • Support audit and assurance activity, managing action plans and ensuring timely remediation of issues.
What we’re looking for:
  • Strong experience in a senior risk, compliance or assurance role within the insurance or financial services sector.
  • Deep understanding of product lifecycle, pricing governance, and customer value principles.
  • Solid grasp of operational and conduct risk, ideally with exposure to FCA/PRA regulatory frameworks.
  • Excellent communication and stakeholder engagement skills – able to influence at senior levels.
  • Experience in implementing and embedding risk frameworks and policies in a first-line environment.
  • Confident in using data and MI to support risk assessment and decision-making.
  • Proven ability to lead and coach others, managing performance and delivering through teams.