Are you ready to take ownership of credit risk and fraud strategy at a fast-growing fintech? We’re seeking an experienced, hands-on leader to shape how risk is assessed and managed across the personal loan lifecycle—from acquisition to portfolio performance. This isn’t about maintaining policy; it’s about driving measurable impact, scaling growth, and delivering an exceptional customer experience.
What you’ll do:
- Own credit risk and fraud strategies, leveraging data, ML/AI models, and advanced analytics.
- Design and evaluate A/B tests to optimize risk-return outcomes.
- Analyze portfolio performance at a granular level to uncover trends and opportunities.
- Identify new data sources and vendors, building business cases for adoption.
- Collaborate across Product, Marketing, Data Science, Tech, and Compliance to translate insights into actionable strategies.
- Maintain credit policies and ensure losses stay within defined risk appetite.
- Participate in credit loss forecasting and stress testing exercises.
- Bachelor’s degree in Data Science, Applied Math, Statistics, Economics, Business, or related field.
- 6 years owning acquisition credit risk for Credit Card or Personal Loan portfolios.
- 2 years of people leadership experience.
- Proficiency in Python, SQL, Excel, and data visualization tools.
- Strong ability to turn complex data into clear recommendations.
- Excellent risk judgment with a balance of growth, loss, and customer experience.
- Comfortable operating in a fast-paced, evolving environment.
- Clear, confident communicator able to influence senior stakeholders.
