The Enterprise Risk Management (ERM) Analyst reports directly to the Head of Enterprise Risk and is responsible for providing independent oversight and constructive challenge regarding risks across the organization. This role supports the implementation of the operational risk framework, including activities such as risk and control assessments, control testing, exposure monitoring, issue and action management, key risk indicators, scenario analysis, and business continuity planning. The Analyst also identifies organization-wide risk issues, monitors risk profiles to ensure alignment with the established risk appetite, facilitates escalation processes, supports accurate governance reporting, and assists business units in identifying and reporting incidents promptly.

Essential Duties & Responsibilities
• Risk Assessment:
Conduct analyses of the organization’s credit, liquidity, interest rate, and capital risk exposures, utilizing stress testing and scenario analysis for thorough evaluation.
• Risk Mitigation:
Implement mitigation strategies and action plans to reduce the impact of identified risks across key risk categories.
• Policy Development:
Develop and maintain risk management policies and procedures aligned with regulatory expectations and industry best practices.
• Monitoring & Reporting:
Track risk exposures and prepare regular reporting for senior leadership. Contribute to the development of key performance and key risk indicators.
• Toolset Administration:
Administer governance, risk, and compliance (GRC) systems to support activities such as issue/action management, risk assessments, and control testing.

Skills, Education & Experience Requirements
• High school diploma or GED required; bachelor’s degree preferred.
• 3–7 years of experience in risk management within financial services, with specialization in one or more areas: credit, liquidity, market, or enterprise risk.
• Strong understanding of risk management principles, regulatory frameworks, and industry best practices.
• Advanced proficiency in risk management systems and tools, including Microsoft Excel, Word, PowerPoint, Power BI, and similar platforms.
• Ability to produce and interpret complex Excel reports to monitor trends, variances, and exceptions.
• Strong analytical, problem-solving, and decision-making skills.
• Excellent written and verbal communication skills, with the ability to engage effectively across the organization.