📍 Location: Toronto, ON (Hybrid)
🕒 Type: Full-Time | Permanent
💼 Sector: Financial Services
Are you a sharp, analytically driven professional looking to deepen your expertise in credit risk within a dynamic and highly visible role? Our client, a prominent financial institution, is looking for a Risk Management Associate to support strategic portfolio oversight, credit analysis, and enterprise-wide risk initiatives.
This is a fantastic opportunity to join a high-performing Risk team that plays a critical role in influencing risk appetite, credit decisioning, and business strategy at the enterprise level. If you're looking to make a real impact, work cross-functionally, and gain exposure to senior leadership—this role is for you.
🌟 What You’ll Do
- Analyze and monitor credit portfolios to assess risk exposures, concentration levels, and performance trends.
- Conduct deep dives into sector exposures and counterparties, and support stress testing, scenario planning, and sensitivity analyses.
- Deliver high-quality risk reports, dashboards, and presentations for senior executives and committees.
- Help shape and refine credit risk frameworks, policies, and risk appetite metrics.
- Support internal and regulatory reporting, and respond to ad hoc requests from senior leadership.
- Collaborate with Finance, Credit, and Business teams to drive risk-informed decisions.
- Stay current on emerging risk trends, macroeconomic conditions, and regulatory developments.
- Bachelor’s degree in Finance, Economics, or Business (CFA/FRM in progress or completed is a plus).
- 2–3 years of relevant experience in credit risk, portfolio analysis, or financial risk management.
- Proficiency in Excel (pivot tables, lookups, large datasets); working knowledge of SQL, Python, Tableau, or Power BI is an asset.
- Strong critical thinking, problem-solving, and storytelling with data.
- Excellent communication skills, with the confidence to present insights to senior stakeholders.
- A proactive mindset, strong attention to detail, and the ability to thrive in a fast-paced environment.
- Familiarity with Canadian banking regulations and risk governance is a bonus.
- Join a well-respected institution where your work directly informs risk strategy and executive decision-making.
- Work on meaningful projects that span analytics, reporting, governance, and policy.
- Hybrid work model with flexibility and a supportive, inclusive culture.
- Strong potential for internal mobility, growth, and exposure across the business.
