Declan Stark

Ready to Redefine Credit Risk in a High-Growth Start-Up? Join a Scaling Fintech Revolutionising Credit AnalyticsA hugely exciting opportunity to join a fast growing start up here in London that provide high impact credit solutions to some of the biggest Financial Services companies in the countryYou’ll be part of a fast-scaling business who transform how institutions measure and manage credit risk. As part of their expert Credit Risk Modelling & Analytics team, you’ll help shape the future of credit modelling at speed and scale.This is your opportunity to step into a high-growth environment where your ideas and expertise won’t just support change—they’ll drive it. If you're a sharp credit risk modeller with big ambition, this is your launchpad.Responsibilities: You’ll work across a wide range of credit asset classes, partnering with banks and financial institutions to redesign, refine, and future-proof their credit risk capabilities. Key projects include:Designing and enhancing credit risk measurement frameworks across IFRS 9, IRB, and stress testingBuilding and validating advanced credit risk models from the ground up, and supporting internal oversight and audit functionsModernising credit infrastructure—data pipelines, controls, model monitoring, governance, reporting, and moreAdvising and executing on complex, high-value projects: from due diligence and asset quality reviews to regulatory stress testingDriving innovation and thought leadership in credit risk analytics with cutting-edge methodologies and toolsCollaborating in a high-calibre, agile team where your voice matters, and your contributions are visibleCandidate Requirements:Strong experience in credit risk modelling under IFRS 9, IRB, or stress testing frameworksDeep understanding of credit risk, governance, and the commercial impact of model outputsHands-on with Python and comfortable in SAS, SQL, R, or advanced Excel (VBA)Ability to simplify complexity—explaining models to non-specialists and execs alikeYou’re motivated by challenge, growth, and the chance to leadHigh-expectation environments and love solving hard problems with smart people.Strong stakeholder and project management skillsA creative, forward-thinking mindset—always challenging the status quoNice-to-haves:Knowledge of regulatory frameworks and evolving industry standardsUnderstanding of data infrastructure and end-to-end model lifecycleExperience in credit analytics across various asset classesFamiliarity with data visualisation tools and storytelling with data Why Join Us?Exponential growth – Join a business scaling fast, with real momentum and visionTrue impact – Your work directly shapes client solutions, internal capability, and industry innovationStartup pace, enterprise projects – The best of both worlds: lean delivery, big challengesCollaborative, no-ego culture – Smart, driven people solving meaningful problems togetherClear progression – We’re growing fast—your career can, too Apply right away & we will be in touch ASAP!

Shape the Future of Financial Risk — Join a Team at the Forefront of Market & Liquidity Strategy Are you a strategic thinker with a head for numbers and a passion for financial systems? Do liquidity scenarios, stress testing, and capital planning spark your interest? If you're ready to lead meaningful work in a high-impact setting then please send your CV today for consideration! The Opportunity A leading financial institution is looking for a talented professional to join its Market & Liquidity Risk function — a team that plays a vital role in safeguarding stability and guiding decision-making at the highest levels. This position offers the chance to work across complex risk landscapes, from balance sheet strategy and risk appetite frameworks to regulatory planning processes. You’ll work closely with senior stakeholders, support strategic projects, and contribute directly to how risk is understood and managed across the business. About the Organisation This UK-based financial services group specialises in tailored lending and savings solutions, with a strong presence in niche markets. The business operates on a smart, scalable model that blends local expertise with global support functions, and has earned a reputation for financial resilience and innovation. The company places strong emphasis on fostering a diverse and inclusive workplace — creating space for individuals from all backgrounds to thrive and shape meaningful careers. What You’ll Be Doing As a key member of the risk team, you’ll help steer how market and liquidity risk is identified, modelled, reported, and governed. You’ll also support the design and development of risk systems and processes that inform critical business decisions. Your key responsibilities will include:Producing high-quality insight and reporting on market and liquidity risksDeveloping tools and dashboards for internal committees and the BoardLeading second-line reviews of regulatory submissions and risk modelsSupporting major planning cycles including capital and liquidity assessmentsProviding oversight during system transitions and treasury upgradesManaging junior risk analysts and supporting their growthWhat We're Looking For We're after someone who brings a blend of technical ability and regulatory awareness, ideally with experience in areas such as:Liquidity risk management (especially within retail savings or IRRBB)Balance sheet risk analytics and financial modellingUnderstanding of ILAAP/ICAAP or other regulatory frameworksFamiliarity with ALM platforms or treasury systems (e.g. Focus)A collaborative mindset and appetite for solving complex problemsQualifications related to asset/liability risk management (such as ALMA) are a bonus, but not essential. What You’ll Get in Return In addition to a competitive salary, the role comes with:Generous bonus potential28 days' annual leave plus public holidaysEmployer pension contribution up to 8%Hybrid and flexible working optionsPrivate medical insurance and wellbeing supportAccess to a wide range of perks and lifestyle benefits