Declan Stark

Credit Risk Manager 📍 Hybrid (London-based)Broadgate are partnered with a market disrupting digital bank that really lead the way in their approach to modern day banking. Their highly skilled Credit Risk team is looking for a proven Credit Risk Manager with the expertise to develop and enhance impairment models, ICAAP stress testing, and forecasting. You’ll dive deep into data, challenge assumptions, and bring insights that drive smarter strategies. You’ll also get exposure to senior decision-makers, exciting products (from mortgages to motor finance), and the chance to influence change in a dynamic environment. What you’ll bring:Strong background in credit risk, impairment, stress testing & forecastingKnowledge of mortgages, loans or motor financeProficiency in SAS/SQL (R/Python a bonus)Confidence presenting complex analysis to senior stakeholdersWhat’s on offer:An environment for you to really bring impact & see it play outHybrid London office workingExcellent benefitsIf you’re analytical, ambitious and want to make your mark in a fast growing bank this could be the role for you.Send your CV to Dec for more details at:  declan.stark@broadgatesearch.com

Broadgate Search has partnered with a heavyweight consulting firm who pride themselves on providing best in class progression opportunities & exposure to their employees.You will be joining the Treasury team within a leading advisory practice. You’ll work with top-tier financial services clients, helping them navigate regulatory change and deliver transformation across capital, liquidity, and risk.What you’ll doAct as a subject matter expert with clients, building deep relationships and industry knowledgeLead client projects: define scope, manage teams, oversee deliverables, and ensure quality outcomesSupport practice growth through training, mentoring, and knowledge sharingDevelop proposals and contribute to new business opportunitiesDrive internal practice development – methodologies, propositions, and knowledge sharingWhat we’re looking forStrong experience in Treasury, Liquidity, or Capital within financial servicesSolid understanding of prudential regulation (SREP, ICAAP/ILAAP, EBA, PRA)Background in regulatory capital or liquidity (reporting, finance, treasury, or risk)Capital markets and/or wholesale banking expertiseProfessional qualifications (CFA, FRM, CA, MBA) desirableProven ability to manage senior stakeholders and lead multi-disciplinary teamsStrong analytical, project management, and communication skillsA proactive, solution-oriented mindset with attention to detailWhy join?Exposure to complex, high-profile regulatory and strategic change projectsHybrid working model with flexibility and balanceClear career progression, world-class learning, and professional developmentA collaborative and inclusive culture that values your growth and wellbeing

Credit Risk Manager – Specialist Lending Broadgate Search is proud to be partnered with a bold & ambitious lender that are looking for a Credit Risk Manager who can help balance growth with robust, forward-looking risk management. This is a chance to be part of a growing organisation where your insight will directly shape lending strategies, risk appetite, and the products we develop. If you’re driven, commercially minded, and ready to make an impact, we’d like to speak with you.  What you’ll be doingCarrying out detailed analysis of lending portfolios to spot risks, trends, and concentrations early.Supporting the development and refinement of credit risk models (e.g. affordability, scorecards, ICR/DSCR) and partnering with Finance on PD, LGD, EAD, and ECL.Producing high-quality reporting and dashboards for senior management, regulators, and investors.Helping to refine credit policies, risk appetite, and stress testing frameworks to ensure resilience.Working closely with underwriting, sales, and finance to make sure lending decisions align with strategy and regulatory standards.Contributing to the launch of new mortgage and lending products, including risk-based pricing initiatives.Assisting with internal and external audits on risk processes and controls.What we’re looking forProven background in credit risk within financial services (mortgages or secured lending experience is ideal).Strong analytical skills, with hands-on experience in data analysis and statistical methods.Knowledge of the UK mortgage and buy-to-let markets and regulatory environment.Ability to explain technical insights clearly to a range of stakeholders.A detail-focused, commercially aware mindset with the ability to challenge constructively.Desirable extrasDegree (or equivalent) in Mathematics, Economics, Finance, or a related subject.Exposure to bridging, commercial, or second-charge lending.Hands-on experience with model development or scorecard design.Proficiency in SQL, Python, SAS, R, or advanced Excel.Familiarity with PRA/FCA regulations for specialist lenders.Previous experience in a fast-moving, high-growth lending business.What we value We’re looking for someone who:Builds strong relationships and works collaboratively.Thinks long-term while acting decisively in the short term.Is adaptable, innovative, and proactive.Brings integrity, professionalism, and a willingness to grow.

Broadgate is partnered with a specialized commercial lender to find a talented Credit Risk professional that seeks a broad & varied day to day portfolio.   This is a pivotal role in shaping the banks credit oversight framework. The role sits at the heart of the second line, with responsibility for independent challenge, portfolio insight, and the governance of credit risk models. For someone with ambition, there’s a clear pathway to broader financial risk leadership as the organisation scales. What’s in it for youClear marked out progression to leadership Hybrid working Day to day exposure to senior leadership & a stake in strategic decision making High impact role with real ownership - this is end to end Credit Risk Management.An opportunity to sharpen your skills across multiple Credit Risk facetsBest in class culture & working environment What you’ll be doing Designing and embedding a credit risk appetite tailored to SME and commercial lending.Providing second-line oversight of credit policies, sector exposures, and risk models.Monitoring portfolio performance and market trends to highlight early risks.Leading model governance and independent validation.Presenting risk analysis and recommendations to the Executive team and Board.Helping build the risk infrastructure required for growth and diversification.What we’re looking forA strong track record in credit risk management, ideally within SME, commercial, or specialist lending.Technical ability with tools such as Python, R, or SQL.Familiarity with regulatory frameworks (PRA, Basel, IFRS 9).Experience with model validation and oversight.Confidence in engaging senior leaders with clear, evidence-based insights.An ambitious mindset with the appetite to grow into a broader financial risk role. Nice to haveBackground in challenger banks, alternative lenders, or mid-sized financial institutions.Exposure to structured finance, asset-based lending, or sector-specific SME finance.Experience with portfolio acquisitions or inorganic growth strategies. This is a chance to influence strategy, strengthen resilience, and position yourself as a future head of risk in a people invested entrepreneurial lender.